When London radio news is being sponsored by a firm of bailiffs, you know something bad is happening. ‘Helping landlords get what they’re owed’ runs the cheery slogan at the end of the bulletins. As bad as the financial headlines are, this tells a bigger story than anything captured in the headlines — proof that the credit crunch is not an abstraction confined to the financial markets, but a bitter reality, already claiming victims and leaving tens of thousands to wonder if they will be next.

Venetia Thompson dislikes the resignation she finds in the most quiescent of Russia’s Muslim states. But other republics will be less apathetic in the face of Moscow’s provocationsKazan, TatarstanThe 12-hour train journey from Moscow was a blur of vodka, of only visiting the bathroom in pairs for our own safety and, most frustratingly, of being told repeatedly to ‘calm down’ in Russian by our formidable escort, Natasha.

They shut our Post Office yesterday. For the first time in living memory there is no early morning light in that end of the ancient cottage and the little shop that went with it. The stacks of newspapers and magazines with unlikely titles have disappeared overnight. No longer can a letter be weighed to go to the ends of the earth. No more the postmaster, with one elbow on the counter, turning the thick cardboard sheets with the bright-coloured stamps of all prices lurking between them, painstakingly adding them up to the right amount for a letter to Easter Island or Nizhny Novgorod.

Like, I suspect, most Spectator readers, I saw no need for Lords reform in the first place. The old chamber functioned perfectly well, as even Labour was forced to admit. But the party took the view that, while it might work in practice, it didn’t work in theory. The hereditary principle, Tony Blair declared, had no place in modern politics: a strange argument, striking as it does directly against the monarchy and indirectly against all property.